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Cover for when it mattersIt's important to know what you are covered for. The Qikio Product Disclosure Statements (PDS) is simple and easy to understand.
The Qikio Contents Insurance policy covers physical loss or damage to your contents which is caused by the Defined Events listed below (which occurs at the insured location).
The following additional benefits are included with your contents cover and are paid in addition to your sum insured, unless stated otherwise in the PDS or an exclusion applies.
Limits and sub-limits apply to all additional benefits – please see the PDS for details.
The above content is a summary only of the cover provided by the Qikio Contents Insurance policy and is not exhaustive. Please refer to the PDS for a full description of cover.
Cover is provided up to the sum insured you select. Sub-limits apply to certain items (such as $5,000 for loss or damage to mobile electronic devices, and $2,000 per item and $5,000 in total for loss or damage to valuables). An excess (in the amount you selected) applies to all claims (and an additional unoccupied excess applies if the insured location has been unoccupied for more than 60 continuous days).
Please refer to the PDS for further information on the terms, conditions, limits, sub-limits and exclusions.